FY26 Open Enrollment
Open Enrollment FY26 - CLOSED
Table of Contents
Click on the links below to be directed to that specific area of this news article.
- Open Enrollment is CLOSED - Check your Benefits on UAOnline (sent on 5/6/2025)
- Open Enrollment is LIVE (sent on 4/15/2025, 4/22/2025, 4/29/2025, 5/1/2025, 5/2/2025)
- Open Enrollment is One Week Away (sent on 4/8/2025)
- Website is LIVE (sent on 4/1/2025)
- Open Enrollment Training (sent on 3/18/2025)
- Plan Changes & Participation Requirements (sent on 3/4/2025)
- NEW! Copay Plan (replaces Basic Plan)
- Premium, deductibles, and out-of-pocket maximum updates for Premium Medical and HDHP
- Participation requirements
- Enrolled in Basic medical (Basic medical will not be available after June 30, 2025)
- Enrolling in any FSA
- Updating plans or dependents
- All others
- Mark your calendars (sent on 2/18/2025)
Open Enrollment is CLOSED - Check your benefits on UAOnline
- Sent on 5/6/2025
Open Enrollment closed at 5:00pm AKDT on Friday, May 2nd. Thank you to all those who participated!
All forms have been processed. Employees who participated and submitted a form for Open Enrollment can now check their FY26 benefits on UAOnline. Reach out to the Benefits team at ua-benefits@alaska.edu or (907) 450-8242 if you see any discrepancies between your Open Enrollment form submission and UAOnline.
- Go to
- Click on the "Benefits" drop down > "Current Summary"
- Select the "7/1/2025" date from the drop down*
- "Select"
- Confirm all benefits
*If you do not select July 1, 2025, from the dropdown menu, the coverage displayed will reflect your current elections, which may differ from those effective on July 1, 2025. To see coverages as of 7/1/2025, you must select that date before continuing.
Open Enrollment is LIVE - Sent on 4/15/2025, 4/22/2025, 4/29/2025, 5/1/2025, 5/2/2025
REMINDER: If you are in the Basic medical plan you are required to participate in Open Enrollment
What to do now:
- Read the Open Enrollment Website for all plan changes/updates for FY26
- Understand if your participation is required (if enrolled in Basic Medical now, you must do a form)
- Attend or watch a training (found on the Open Enrollment Website)
- Decide if any changes need to be made (adding, removing dependents; changing plans; enrolling in a Flexible Spending Account, etc.)
- Set a calendar reminder to complete the form before 5:00pm AKDT on Friday, May 2,
2025. Late forms are not accepted.
CONFIRM YOUR BENEFITS - NEW ON 4/29/2025: If you have submitted your form, please login to UAOnline to confirm your enrollment is processed correctly. Reach out immediately to ua-benefits@alaska.edu if you see any discrepancies between your form submission and your UAOnline.
- Go to
- Click on the "Benefits" drop down > "Current Summary"
- Select the "7/1/2025" date from the drop down*
- "Select"
- Confirm all benefits
*If you do not select July 1, 2025, from the dropdown menu, the coverage displayed
will reflect your current elections, which may differ from those effective on July
1, 2025. To see coverages as of 7/1/2025, you must select that date before continuing.
Open Enrollment is One Week Away - Sent on 4/8/2025
What to do to prepare:
- Read the Open Enrollment Website for all plan changes/updates for FY26
- Understand if your participation is required (if enrolled in Basic Medical now, you must do a form)
- Attend or watch a training (found on the Open Enrollment Website)
- Decide if any changes need to be made (adding, removing dependents; changing plans; enrolling in a Flexible Spending Account, etc.)
- Set a calendar reminder to complete the form between 8:00am AKDT on Tuesday, April
15 and 5:00pm AKDT on Friday, May 2, 2025. Late forms are not accepted.
Open Enrollment Website is LIVE - Sent on 4/1/2025
Review the Open Enrollment Website - a one-stop-shop for all forms, documents, processes, information, FAQs and more. Remember, Open Enrollment training starts this week. Review the training schedule below and sign-up.
Open Enrollment Training - Sent on 3/18/2025
Below is our Open Enrollment training schedule. Many of these will be recorded if
you are unable to attend the live training. These recordings will be posted on our
Open Enrollment website which will go live in early April. Sign up for the training
and get the Zoom links using the myUA links below. Each training is also posted to
our Benefits calendar.
TouchCare training
- Live training - (link goes to myUA to sign up and get Zoom link)
- (Zoom link provided in myUA)
- (Zoom link provided in myUA)
- (Zoom link provided in myUA)
- (Zoom link provided in myUA)
- (Zoom link provided in myUA)
- AVAILABLE NOW!
- AVAILABLE NOW!
Live benefits training
- Wellness Program
- (link goes to myUA to sign up and get Zoom link)
- (Zoom link provided in myUA)
- AVAILABLE NOW!
- Life Insurance and Accidental Death & Dismemberment (AD&D)
- (link goes to myUA to sign up and get Zoom link)
- (Zoom link provided in myUA)
- MASA Air and Ground Emergency Transportation
- (link goes to myUA to sign up and get Zoom link)
- (Zoom link provided in myUA)
- Voluntary Benefits with Corestream
- (sign up directly with Corestream to get the link to the webinar)
- (must register directly with Corestream - don't forget this step!)
- Flexible Spending Accounts (FSAs)
- (link goes to myUA to sign up and get Zoom link)
- (Zoom link provided in myUA)
- Health Savings Accounts (HSAs)
- (sign up directly with Bank of America to get the link to the webinar; this webinar will not be recorded per Bank of America's policy.)
- (must register directly with Bank of America - don't forget this step!)
- COMING SOON! Employee Assistance Program (EAP) with ComPsych
Plan Changes & Participation Requirements - Sent on 3/4/2025
Plan Changes
The FY26 plan year will bring about a few changes. These changes include (1) replacing
the Basic medical plan with the Copay plan and (2) updating plan premiums, deductibles,
and out-of-pocket maximums. Below are the highlights of each change.
(1) NEW PLAN! The Copay Plan
Beginning on July 1, 2025, there will be a new plan to select: the Copay Plan. This plan will replace the Basic medical plan and provide a new option for UA employees to engage with their medical benefits. To understand the new Copay medical plan, it is important to understand the difference between “coinsurance” and “copay” as it relates to your medical plan.
(1) Coinsurance
This is a percentage that you pay toward a service - typically 20%. Our Premium medical
and HDHP have coinsurance. This requires you to meet your deductible first and pay
for all services up to the deductible amount for your plan before coinsurance begins
to pay. Once you meet your deductible, then you will cover 20% of all services and
your insurance will cover 80%. This continues until you reach the out-of-pocket maximum
for the year or when the plan year starts over.
(2) Copay
This is a flat amount that is paid up front for specific services. You do not need
to meet your deductible to access Copays; however, Copays do not count toward your
deductible, either.
The new Copay medical plan has three levels of Copays for medical services:
-
-
- $40 flat payment to see a primary care physician (PCP)
- $60 flat payment to see a Specialist
- $75 flat payment to go to Urgent Care
-
Compatibility of the Copay Medical Plan
The Copay plan is compatible with the premium dental, basic dental, and our vision plans. It is also compatible with the Health Care and Dependent Care Flexible Spending Accounts (FSA)s.
It is not compatible for contributions to the Health Savings Account (HSA) or the Limited Purpose FSA. To contribute to the HSA you must be enrolled in an IRS qualifying plan. At UA, our qualifying plan is the HDHP. To contribute to a Limited Purpose FSA, you must be enrolled in and contributing to the HSA. Even though you cannot contribute to the HSA if you are on a non-qualifying plan, you can always use funds that have already been deposited in your HSA for medical expenses.
TouchCare
If you're unsure if the Copay plan is the right move for you, please contact TouchCare. They are our patient advocacy partner and are here to help you make the best plan choice for you and your family. TouchCare will be able to help with Open Enrollment specific questions beginning on April 1, 2025.
Preventive Visits
As always, preventive visits and medications are covered in full at no cost to you! Be sure to get your annual wellness visit each year.
What's not changing this year?
The dental and vision plans remain the same as they were last year.
(2) Updates to Premiums, Deductibles, and Out-of-pocket Maximums
There are updates to the Premium medical and HDHP premiums, deductibles, and out-of-pocket maximums.
Premium Plan
Biweekly premium:
- $137.85 employee
- $297.82 employee+spouse
- $213.05 employee+children
- $385.01 employee+family
Coinsurance:
- 20% after the deductible is met
Deductible:
- $800 individual
- $2,400 family
Out-of-pocket Maximum:
- $4,250 individual
- $9,250 family
Pharmacy Benefits:
Out-of-pocket Maximum:
-
-
- $1,000 individual
- $1,700 family
-
Retail Prescriptions - IN NETWORK:
-
-
- $0 Generic Preventive
- $10 Preferred Generic
- $30 Preferred Brand Name
- $100 Specialty
- 30% Non-preferred
-
Mail Order Prescriptions - IN NETWORK:
-
-
- $0 Generic Preventive
- $20 Preferred Generic
- $60 Preferred Brand Name
- $110 Specialty
-
Biweekly Premium
- $150.61 employee
- $325.40 employee+spouse
- $232.78 employee+children
- $420.66 employee+family
Coinsurance:
- 20% after the deductible is met
Deductible:
- $1,400 individual
- $4,200 family
Out-of-pocket Maximum:
- $5,000 individual
- $10,000 family
Pharmacy Benefits:
Out-of-pocket Maximum:
-
-
- $1,000 individual
- $1,700 family
-
Retail Prescriptions - IN NETWORK:
-
-
- $0 Generic Preventive
- $10 Preferred Generic
- $30 Preferred Brand Name
- $100 Specialty
- 30% Non-preferred
-
Mail Order Prescriptions - IN NETWORK:
-
-
- $0 Generic Preventive
- $20 Preferred Generic
- $60 Preferred Brand Name
- $110 Specialty
-
NEW! Copay plan
Biweekly Premium
- $54.38 employee
- $116.02 employee+spouse
- $80.34 employee+children
- $146.27 employee+family
Copays:
Copays do not count toward the deductible.
- $40 to see a primary care physician (PCP)
- $60 to see a specialist
- $75 to go to urgent care
Coinsurance:
Coinsurance is applied to all services outside the Copay services listed above.
- 20% after the deductible is met
Deductible:
- $4,000 individual
- $8,000 family
Out-of-pocket Maximum:
- $6,000 individual
- $12,000 family
Pharmacy Benefits:
Out-of-pocket Maximum
-
-
- $1,000 individual
- $1,700 family
-
Retail Prescriptions - IN NETWORK
-
-
- $0 Generic Preventive
- $10 Preferred Generic
- $30 Preferred Brand Name
- $100 Specialty
- 30% Non-preferred
-
Mail Order Prescriptions - IN NETWORK
-
-
- $0 Generic Preventive
- $20 Preferred Generic
- $60 Preferred Brand Name
- $110 Specialty
-
HDHP
Biweekly premium:
- $64.39 employee
- $135.82 employee+spouse
- $91.93 employee+children
- $166.43 employee+family
Coinsurance:
- 20% after the deductible is met
Deductible:
- $1,600 individual
- $3,200 family
Out-of-pocket Maximum:
- $5,000 individual
- $6,850 family
Pharmacy Benefits:
- Medical deductible and then 20%